• Marketing Opportunity

    Insurance Marketing Opportunity – National

    Licensed Insurance Agent Here’s a Great National Opportunity Are you an insurance agent with licenses to sell Property and Casualty products? Do you have prior experience in the Real Estate and Mortgage Industry? Would you like to work from either your home or your present office? HDA Insurance is seeking licensed property and casualty insurance […]

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  • Property Inspection

    Insurance Companies Requiring Home Inspections? What’s this all about?

    Have you recently purchased homeowners insurance and been advised that a usual home inspection will be conducted? This is not unusual and you don’t need to be on guard! There are a couple of reasons for the inspection: the primary reason is to assure that the home is in good maintenance and there aren’t obvious […]

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  • Renters Insurance

    How to Insure a Rental Property – Landlords Insurance

    If you own a home and rent it to others, Stillwater Insurance Group offers a Landlords Insurance Plan also known as a Tenant Occupied Dwelling Fire Policy.   It is essential to assure that the correct insurance form is in place for your rental home;  don’t be surprised in the unfortunate event of a claim with […]

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  • Safe Home Insurance

    Are You Safe With Stillwater Homeowners Insurance?

    Stillwater Homeowners Insurance provides coverage for your home and personal property from a variety of perils, such as Fire, Theft, Wind, Vandalism, Water Damage, Hail etc… Stillwater covers your home and personal contents; if your home is uninhabitable due to a covered loss, the named insured will be paid for living expenses due to the […]

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  • Home Mortgage Loan

    A Mortgage for Your New Home

    Most people buying a new home need a mortgage loan to assist with the purchase; there are some options regarding where to go for assistance.   It is common for the loyal customer to contact his or her personal banking institution for assistance; however, it is no secret that the traditional banks for one reason or […]

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  • Hazard Insurance - HOA

    Understanding Hazard Insurance Requirements

    Your homeowners’ association Master Policy may not provide comprehensive coverage for your dwelling? Unit owners enjoy the benefits of  community living with a homeowners’ association governing community issues including insurance, most unit owners don’t understand the details of insuring their property against fire, water damage, and other hazards. A common misunderstanding is that the coverage provided by […]

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  • Federal Reserve System

    Are Interest Rate Hikes In Near Future?

    There is no indication that the Federal Reserve will raise the central bank’s rock-bottom interest rates despite the fact that there have been some recent positive economic indicators. Consumer spending has always been a major percentage of the overall GDP (Gross Domestic Product) in the U.S.A.; after the recession in 2008, consumer spending was at […]

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  • Escrow Impound Account

    Escrow – Impound Account and Home Insurance Updates

    An Escrow or Impound account  serves as a bank account associated but separate from your mortgage loan account. Money is deposited each month thus building up a savings balance until an invoice is presented for home insurance and/or property taxes. Most mortgage companies pay bills that are presented approximately 2 weeks ahead of the due […]

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  • Impound Account

    Impound Account – Escrow Accounts

    During the most trying financial times, it is difficult for homeowners to receive letters from their mortgagee scheduling a mortgage payment increase due to interest rate hikes on a variable mortgage account. Another upsetting scenario may be a notice advising that due to the increase of property tax rates and/or hazard insurance premium, there will […]

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  • Understanding Home Insurance

    Would You? Should You? Could You? – Homeowners Insurance

    We are often asked what the price is for Home Insurance.  A more helpful question may be “For the requested coverage, what will the premium be?” Could you imagine buying 5 lbs of apples or 10 lbs of potatoes and not reviewing the product before checking out from your local Supermarket? Apples could be insect […]

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