• Credit Tips for First Time Homebuyers

    First Time Homebuyer sounds scary enough without delving into the details of first time homeownership. It would be rather elementary to say that ‘Credit is extremely important’ unless you come to the table with tons of cash and not financially challenged in any way! For those of us who need to purchase a home utilizing […]

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  • Best Renters Insurance – New York

    Let’s be honest: Most of us are annoyed by Insurance and most of the time, we’d rather simply not pay the premium thinking ‘it always happens to the neighbor!’. There are a couple of misconceptions about Renters Insurance and when speaking to customers in New York, we’ve found that many of them have the same […]

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  • Don’t Let Homeowners Insurance Spook You!

    With so many endorsements and choices of homeowners insurance and coverage options, you can buy a customized home insurance policy online! Our home insurance Quote & Issue tools enable you to select the coverage and options which you desire along with all eligible discounts available to obtain your cheap home insurance policy premium. Homeowners Insurance […]

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  • Policyholder Mobile App Now Available

    Policyholder Mobile App Now Available Your insurance needs in the palm of your hand! It is no secret that life is increasingly being lived on the go. From entertainment and socializing to information gathering and banking, our smartphones have quickly become a lifeline in keeping everything we need in one place and with us at […]

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  • Home For Sale

    How To Protect Your Home During The Selling Process

    With the numerous things to think about when buying and selling a house, details seem to pile up quicker than you’d like and overwhelming you. A great idea would be to plan ahead for any contingency; things will go much smoother and the chances are you’ll have less sleepless nights. One of the most common concerns […]

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  • Home Burglaries

    Want to Fool Seasoned Burglars?

    It is so easy to be fooled when you see movies or inaccurate news about dumb thieves burglarizing homes; where it is true that there may be a few petty criminals, many are highly trained (perhaps ex-military or law enforcement).  The trained and organized burglars have a well planned agenda to steal valuables, safes, jewelry […]

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  • Mortgage Debt

    Debt Since 2008 Financial Implosion

    Almost 11 years following the Great Recession of 2008, the housing market has shown signs of recovery and mortgage debt is less than it was in 2008. Conversely, non mortgage debt has and is continuing to grow; professionals forecast that United States non mortgage debt will reach $4 trillion by Christmas 2018. Mortgages are now […]

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  • Does Your Condo or Townhome Have Earthquake Coverage?

    Whether you are an individual unit owner or an HOA, it would be prudent to consider earthquake insurance to protect the property. This article highlights important considerations and exposures and the need for earthquake insurance. As a property owner, you may wish to consider the implications this may have to your finances in the event […]

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  • Landlords Insurance

    Landlords: 5 Types of Insurance Coverage You Want

    The ideals of being a Landlord are very simple; you buy a property, make any necessary repairs, secure tenants (hopefully good ones), and collect rent hoping to generate a positive cash flow. The basics are wonderful but they don’t take any legal ramifications or risk management factors into account. You may wish to consider insurance […]

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  • FICO Score

    What’s the Fuss about FICO scores?

      Credit scores continue to be a mystery to most people, especially when it comes time to apply for a mortgage to buy a home or refinance, apply for any other type of loan, or purchase insurance. We hope to dispel the myths and provide some great tips on how to optimize your credit.   […]

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