• Condo Insurance

    What Does Condo Insurance Cover?

    Condo insurance policies typically cover what the condo association’s master policy doesn’t cover. A condo association master policy can be of two types: • An “all-in” condo master policy: Also known as a “single-unit” master policy, this type of policy covers the fixtures in your condo such as the appliances, wiring, plumbing, and carpets, but […]

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  • Bundling Insurance Discounts

    Bundling Insurance – Who Really Benefits?

    Bundling is most commonly referenced for consumers seeking to purchase Homeowners Insurance and Automobile Insurance from the same insurance carrier; these are the two products which together generate the greatest offered discount percentage when purchased simultaneously. In many cases, the discount ranges from 10% to 20%; however, SLOW DOWN and read the fine print or […]

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  • Slab Leak

    Is My Plumbing Covered? (#WaterDamage)

    Every homeowner knows the responsibility of maintaining his/her home; whether keeping up the exterior or the continuous interior repairs, homeownership is a job to say the least. Homeowners Insurance is an invaluable asset but only intended for the Sudden & Accidental Perils covered by the policy contract. Selecting the best home insurance is a process […]

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  • Maricopa Flood Insurance

    Maricopa Flood Plain Updates

    Changes to City of Maricopa Flood Maps (Pinal County, Arizona) FEMA finally completed a multi-year study to update the City of Maricopa flood hazard maps. The new maps became effective on 16 June, 2014; these are tools used by the Federal Government in an effort to reduce the risk of flooding in the City of […]

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  • Employee Practices Liability

    Businesses Keep Asking About EPLI

    Why Businesses are Concerned with EPLI? Employee Practices Liability Insurance covers companies against claims by employees who believe that their rights have been violated. In the past few years, the number of lawsuits has been rising; although most cases involve larger corporations, companies of all sizes are exposed to the risk. EPLI Insurance is offered […]

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  • Loan Application - Insurance

    Insurance Documents For Your Loan Application File (Form 1003)

    Amongst all the craziness of filling in forms for a new home purchase or refinance, it is so easy to procrastinate items like homeowners insurance until just before the closing date. Understandably, the mortgage company will not fund the loan without the security of insurance. In many cases, institutional carriers like Stillwater Insurance may already […]

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  • Escrow Impound Account

    Escrow Account – Impound Account: Need To Know!

    Don’t feel overwhelmed when buying your first home or if it has been a while since your last purchase or refinance! An escrow account is sometimes called an impound account, there is no difference. The following are key elements of the escrow account: Purpose of escrow account? An escrow account is a separate deposit account […]

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  • Renters Insurance

    4 Ways Renters Insurance Has You Covered

    The number of renters in the U.S. has been steadily climbing over the past 10 years, bringing the total to nearly 43 million renters in 2015. We at ABODO understand why so many choose to rent: You avoid property taxes, maintain flexibility for career-driven relocations, and sidestep most hefty maintenance costs. What might come as […]

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  • Renters Insurance - Burglary

    Who’s Liable: You or Your Landlord?

    One of the benefits of renting is not being responsible for every single thing that goes wrong with your place of residence. Unlike owning a home, renting allows you to sit back and let someone else take care of problems when they arise. Leaky faucet? Overgrown yard? A dryer that doesn’t dry your clothes? No […]

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  • Doghouse - Insurance

    Clear of the Doghouse

    Keeping People Out of your Doghouse According to the Insurance Information Institute, one third of all homeowners liability claims involve dog bites and other dog related injuries. In 2014, U.S. dog related claims totaled $530 million. All homeowners insurance companies are very cautious when underwriting policies for homes with dogs. Regardless of the facts and […]

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