Travel Insurance
Travel Protection & Travel Medical Insurance
HDA Insurance provides access to travel insurance solutions from International Medical Group® (IMG®), including travel protection and travel medical insurance options.
Whether you’re planning a vacation, cruise or international trip, explore IMG coverage options designed for different types of travelers and travel needs.
Get a Travel Insurance Quote
Explore available IMG travel insurance options and choose coverage based on your trip and travel needs.
Travel Insurance
Travel can bring unexpected events, from trip cancellations and delays to illnesses or injuries while away from home. The right type of travel insurance depends on where you are going, the length and cost of your trip, and the protection you need.
HDA Insurance provides access to travel insurance solutions from International Medical Group® (IMG®), a provider of travel and international medical insurance products.
Travel Protection
IMG’s iTravelInsured® travel protection plans offer coverage for certain unexpected events that may affect a trip. Depending on the plan selected, benefits may include trip cancellation, trip interruption, travel delay, baggage and personal effects, and accident and sickness medical expenses.
Travel Medical Insurance
IMG’s Patriot Travel Series is designed for individuals, families and groups traveling outside their home country. Plans may provide coverage for eligible accident and sickness medical expenses, emergency medical evacuation and other covered travel-related medical needs.
Coverage, benefits, limits and exclusions vary by plan. Travelers can review available IMG options through HDA Insurance’s online travel insurance portal and select a plan based on their individual trip and coverage needs.
Coverage Details
IMG offers travel protection and travel medical insurance plans with benefits designed for different types of trips and travelers. Available benefits depend on the specific plan selected, destination and other eligibility requirements.
Depending on the IMG plan selected, coverage may include:
- Trip Cancellation & Interruption – Benefits may be available for eligible prepaid, non-refundable trip costs when a trip is cancelled or interrupted for a covered reason.
- Accident & Sickness Medical Expenses – Coverage may be available for eligible medical expenses resulting from a covered illness or injury while traveling.
- Emergency Medical Evacuation – Benefits may include medically necessary transportation when required due to a covered illness or injury.
- Travel Delay – Certain plans may provide benefits for eligible expenses resulting from a covered travel delay.
- Baggage & Personal Effects – Certain plans may provide benefits for covered loss, theft or damage to baggage and personal belongings.
Choose the Right Travel Coverage
Travel Protection
IMG’s iTravelInsured® travel protection plans are designed for travelers who want protection for certain prepaid trip expenses and other covered events that may occur before or during a trip.
Depending on the plan selected, benefits may include trip cancellation, trip interruption, travel delay, baggage and personal effects, and accident and sickness medical coverage.
Travel Medical Insurance
IMG’s Patriot Travel Series is designed primarily for travelers who need temporary medical coverage while traveling outside their home country.
Plans may include eligible accident and sickness medical expenses, emergency medical evacuation and other travel-related medical benefits.
Not sure which type fits your trip?
Use our IMG travel portal to review available plans, coverage options and pricing.
Policy Service
Certain IMG plans include access to non-insurance emergency travel assistance services. Available services vary by plan and may provide travelers with assistance when unexpected situations occur away from home.
Services available with certain plans may include those listed below. Services, insurance benefits and availability vary by plan. Please review the applicable IMG plan documents for complete details, limitations and exclusions.
- Medical Assistance & Consultation
- Emergency Travel Assistance
- Emergency Medical Evacuation Assistance
- Travel Document Assistance
- Prescription Assistance
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FAQ
Travel Insurance Frequently Asked Questions
Find answers to common questions about travel protection, travel medical insurance, coverage options and purchasing an IMG travel insurance plan.
Have a question about which type of travel coverage may fit your needs? Contact HDA Insurance for assistance, or use our IMG travel portal to explore available plans and coverage options.
Travel insurance can be valuable when unexpected events put your trip expenses or travel plans at risk. Many travelers make non-refundable payments for airfare, cruises, hotels, tours and other arrangements before their trip begins.
IMG travel protection plans may provide benefits for covered events such as trip cancellation, trip interruption, travel delay, baggage and certain medical expenses, depending on the plan selected.
Whether travel insurance is right for you depends on your trip, prepaid expenses, destination and the level of financial protection you want. Review the available plan benefits, limitations and exclusions before purchasing coverage.
The cost of travel insurance varies based on the plan selected and factors such as your trip cost, age, destination, length of travel and coverage options.
IMG offers different travel protection and travel medical insurance plans, so pricing will vary depending on your individual trip and coverage needs.
Use our online IMG travel portal to review available plans and receive a personalized quote.
The easiest way to purchase travel insurance through HDA Insurance is to use our online IMG travel portal. You can review available travel protection and travel medical insurance options, compare plan benefits and pricing, and select coverage based on your travel needs.
Before purchasing, review the plan details, including covered benefits, limitations and exclusions, to help determine which option is appropriate for your trip.
Travel insurance isn’t limited to cruises or air travel. Depending on the plan, coverage may be useful for many types of trips involving prepaid expenses, overnight stays or travel away from home.
Travelers taking road trips, international vacations, tours or other types of journeys may want to consider travel protection or travel medical insurance based on their destination, trip costs and coverage needs.
Review the available IMG plans to determine whether travel insurance is appropriate for your particular trip.
Coverage outside the United States varies by health insurance plan. Before traveling internationally, check with your health insurance provider to understand whether your existing coverage applies overseas and what limitations may apply.
Medicare generally does not cover health care received outside the United States, except in limited circumstances. Travelers should also consider whether their existing health insurance provides benefits for emergency medical evacuation or other travel-related medical expenses.
IMG’s Patriot Travel Series offers travel medical insurance options designed for individuals, families and groups traveling outside their home country. Depending on the plan selected, coverage may include eligible accident and sickness medical expenses, emergency medical evacuation and other travel-related medical benefits.
Review the available IMG travel medical insurance options, benefits, limitations and exclusions before selecting coverage for an international trip.