An Escrow or Impound account serves as a bank account associated but separate from your mortgage loan account. Money is deposited each month thus building up a savings balance until an invoice is presented for home insurance and/or property taxes. Most mortgage companies pay bills that are presented approximately 2 weeks ahead of the due […]
Read More
During the most trying financial times, it is difficult for homeowners to receive letters from their mortgagee scheduling a mortgage payment increase due to interest rate hikes on a variable mortgage account. Another upsetting scenario may be a notice advising that due to the increase of property tax rates and/or hazard insurance premium, there will […]
Read More
We are often asked what the price is for Home Insurance. A more helpful question may be “For the requested coverage, what will the premium be?” Could you imagine buying 5 lbs of apples or 10 lbs of potatoes and not reviewing the product before checking out from your local Supermarket? Apples could be insect […]
Read More
Protecting your vacation and money spent is the first objective of travel insurance. In addition to protecting you from trip cancellation and medical emergencies, we also look after your personal belongings. Our travel insurance offers reimbursement for lost, damaged or stolen luggage and belongings. In addition, our administration center offers assistance in replacing lost prescriptions, […]
Read More
HDA Insurance is pleased to announce that we have added a new admitted carrier to our Residential Earthquake platform. Palomar Specialty Insurance Company, an “A-” rated carrier by A.M. Best Company, will serve the high value home segment. Our current programs provide limits up to $5 million coverage A in all California counties except Los […]
Read More
Imagine, you are all set to sign a purchase contract for your new home and the next thing that you have in mind is the selection of a homeowners insurance policy; also known as HOI, Home Insurance or Hazard Insurance. This insurance is essential to cover the home from a standard list of perils. The […]
Read More
Are you buying a new house? Are you buying an older house? Are you searching for new insurance? Do you know what affects your homeowners insurance? Besides the value of the house, the cost of homeowners insurance is dependent upon a number of factors. It is essential to understand these factors to gain maximum benefits […]
Read More
Safeco Insurance® honors HDA Insurance Brokerage with the Safeco® Key Agent Program HDA Insurance Brokerage has been selected for membership in the Safeco Key Agent Program, which recognizes performance and partnership. Fewer than 10% of independent insurance agencies that write Safeco personal lines products receive this honor, and we are pleased to be […]
Read More
Home Insurance – Washington State Everyone strives to have a nice house, a property that can provide them with benefits and perks that they can call Home. For every person, one’s home is the most important and essential possession. “Home” as the name feels like, is a safe, secure and comfortable place to end each […]
Read More
A Little About Earthquakes, Mount Rainier and Homeowners Insurance: Disasters are unforeseen, no one can actually predict when they are about to occur. The only thing that a person can do is plan and be prepared for unpredictable disasters. Earthquakes caused by active volcanoes similar to Mount Rainier can cause a lot of damage. This […]
Read More
