• Home Security Cameras

    Security Cameras- Protect Your Home & Family

    Benefits of Security Cameras Security/surveillance cameras let you view the inside and/or the outside of your home anytime and whenever you want. Implementing a video recording system into your home security system allows you to independently store the security or surveillance footage for a given amount of time depending on the size of your Digital […]

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  • Home Alarm

    Home Security System Discount On Homeowners Insurance

    Most Homeowners Insurance carriers offer a monitoring discount for security devices in your home; the discount varies by carrier but generally, a safe estimate is between 10 – 15% of the premium. The FBI recently announced that a home burglary occurs every 15 seconds in the U.S. and homes with an alarm system are 3 […]

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  • Water Restoration

    Water Damage – Water Restoration

    Benefits and Risks of A Professional Water Restoration Solution Upon recognizing the results of water damage, it is prudent to move quickly to restore your home back to normal. Water damage restoration companies offer total services to restore your home to its former condition. In many cases, there may be hidden damage such as mold […]

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  • Earthquake - Don't Flush $

    Earthquake Scare? Don’t Flush Your Money!!!

    Whether it is the Government, the Media or Private Enterprise, don’t allow consumerism tactics to scare you into spending your hard earned dollars!  Similar to any other decision, the principles of earthquake insurance should be fully understood before handing out earned and taxed currency. Who is the ideal Earthquake Insurance Candidate? A property owner who has […]

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  • Condo Insurance

    What Does Condo Insurance Cover?

    Condo insurance policies typically cover what the condo association’s master policy doesn’t cover. A condo association master policy can be of two types: • An “all-in” condo master policy: Also known as a “single-unit” master policy, this type of policy covers the fixtures in your condo such as the appliances, wiring, plumbing, and carpets, but […]

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  • Bundling Insurance Discounts

    Bundling Insurance – Who Really Benefits?

    Bundling is most commonly referenced for consumers seeking to purchase Homeowners Insurance and Automobile Insurance from the same insurance carrier; these are the two products which together generate the greatest offered discount percentage when purchased simultaneously. In many cases, the discount ranges from 10% to 20%; however, SLOW DOWN and read the fine print or […]

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  • Slab Leak

    Is My Plumbing Covered? (#WaterDamage)

    Every homeowner knows the responsibility of maintaining his/her home; whether keeping up the exterior or the continuous interior repairs, homeownership is a job to say the least. Homeowners Insurance is an invaluable asset but only intended for the Sudden & Accidental Perils covered by the policy contract. Selecting the best home insurance is a process […]

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  • Maricopa Flood Insurance

    Maricopa Flood Plain Updates

    Changes to City of Maricopa Flood Maps (Pinal County, Arizona) FEMA finally completed a multi-year study to update the City of Maricopa flood hazard maps. The new maps became effective on 16 June, 2014; these are tools used by the Federal Government in an effort to reduce the risk of flooding in the City of […]

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  • Employee Practices Liability

    Businesses Keep Asking About EPLI

    Why Businesses are Concerned with EPLI? Employee Practices Liability Insurance covers companies against claims by employees who believe that their rights have been violated. In the past few years, the number of lawsuits has been rising; although most cases involve larger corporations, companies of all sizes are exposed to the risk. EPLI Insurance is offered […]

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  • Loan Application - Insurance

    Insurance Documents For Your Loan Application File (Form 1003)

    Amongst all the craziness of filling in forms for a new home purchase or refinance, it is so easy to procrastinate items like homeowners insurance until just before the closing date. Understandably, the mortgage company will not fund the loan without the security of insurance. In many cases, institutional carriers like Stillwater Insurance may already […]

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