Credit scores continue to be a mystery to most people, especially when it comes time to apply for a mortgage to buy a home or refinance, apply for any other type of loan, or purchase insurance. We hope to dispel the myths and provide some great tips on how to optimize your credit. […]
Read More
An Ancient Industry – Nail Salons, Hair Salons, Beauty Salons What’s an industry as old as recorded time? Spa services. From the Roman bath houses, to the ancient spa practices throughout Asia, to everywhere in between, pampering ourselves for health, relaxation, and beauty has long been a part of our human heritage. Without surprise, the […]
Read More
Years ago, I had occasion to get to know Jason Ohler, a professor at the University of Alaska and a former student and protégé of Marshall “The medium is the message” McLuhan. Like McLuhan, Jason realized that technology is more than just a tool: It represents a tradeoff. We see the things that it gives […]
Read More
Mortgage Loan Processing is complicated! When you have a determined team entangled together nicely, everyone wins! The essential chapters are Realtor, Mortgage Company, Escrow/Title Officer & Insurance Company. Let’s get together and streamline our operation; work it all as an institutional machine causing less headache to the customer and minimizing the wait time to avoid […]
Read More
At the point when a cataclysmic tremor hits California, structures will topple and conceivably hundreds could perish. Be that as it may, what gets less consideration is the tweaking consequence of such an enormous earthquake, which could leave entire neighborhoods burnt by flames and a huge number of individuals without a home. Authorities are pondering […]
Read More
In case you’re considering selling, you’ve most likely heard the suggestion from realtors and stagers to eliminate mess to interest potential purchasers. It’s simpler for another person to envision living in your home on the off chance that they don’t need to look past packed corners and storerooms. Lamentably, it can be overpowering to consider […]
Read More
What is Umbrella insurance? Umbrella insurance is additional liability insurance in excess of your primary auto, homeowners or boat insurance policies. This type of policy is written to protect you from catastrophic liability claims and lawsuits; the main purpose is the protection of assets. The Umbrella Policy: 1. Provides excess liability coverage above the limits […]
Read More
During the past year, we’ve realized what a competitive niche we have to offer on Small Business Owners Packages and Lessors Risk policies. We are able to write the Property, the Tenant Business or both the Property and Business in an owner occupied scenario. Presently admitted to underwrite in the following 17 States: Arizona, Idaho, […]
Read More
Texas has recently seen changes with insurance carriers either declining to insure homes in higher risk areas or simply excluding the perils of wind and hail from homeowners insurance policies. For homeowners who have a comprehensive homeowners insurance policy inclusive of wind and hail coverage, it is commonplace to find a separate deductible for ‘Wind […]
Read More
Hazards of the Pacific Northwest Region The state of Washington has a significant earthquake risk; from the Cascadia Subduction Zone, which extends from Vancouver Island to Cape Mendocino, to the Seattle Fault Zone that runs underneath Puget Sound and the city of Seattle, millions of people are at risk. Earthquake insurance is one of the […]
Read More
