• Hazard Insurance

    Why is my mortgage company charging me for force-placed Homeowners Insurance?

    You should have your own homeowners insurance, commonly called hazard insurance by mortgage companies, make sure that the mortgage company name, mortgagee clause and loan account number are listed on your policy. If you presently don’t have homeowners insurance, here are a few tips: Contact your insurance company as soon as possible and buy a […]

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  • Landlord Rental Home Insurance

    Types of Landlord Insurance | Short-term or Long-term Rentals

    Protecting your rental home is of the utmost importance when you own an investment property, whether it be a dwelling that you rent out on a short or long-term basis. As a landlord, understanding the difference between what kind of insurance is needed for both long-term and short-term rentals is essential. In the event of […]

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  • Renters Insurance Online

    Renters Insurance Basics | Tenant Insurance Online

    Renters Insurance Basics Do I really need Renters insurance? The answer is absolutely yes – things happen when least expected, this is simply part of life. Your laptop gets stolen, someone slips and falls when hosting a get together, a fire causes damage to your apartment and you need a place to stay until repairs are […]

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  • Personal Umbrella

    How Society is Changing Personal Umbrella Insurance – PUP

    Personal Umbrella Insurance offers attractive protection for those with concerns about underlying insurance policy limits leaving them exposed in the event of a large liability loss. Personal Umbrella Coverage is a very necessary tool for the protection of assets of higher net worth individuals; the Personal Umbrella is designed to offer excess liability coverage over and […]

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  • Earthquake Insurance

    Earthquake Shakes California Nevada Border

    5.9 Magnitude Earthquake Shakes California Nevada Border On Thursday, July 8 at 4:00 PDT a 5.9 magnitude earthquake shook the border between California and Nevada.  The epicenter was just west of Walker, CA, and was felt throughout much of northern California and Nevada. Continuous Activity in the West Thankfully, this earthquake was in a relatively […]

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  • Landlord Rental Home Insurance

    Landlord Insurance | Rental Home Insurance

    Get Landlord Insurance from just $30/month Dwelling Coverage to repair or rebuild your property Property Owners’ Liability Coverage Loss of Rents Coverage in the event of a covered loss Residential Form 1 – 4 units Instant Coverage with Flexible Payment Options 24/7 Claims Reporting Customer Portal with Superior Customer Service What is Landlord Insurance? Also […]

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  • Homeowners Insurance

    Saving Money on Homeowners Insurance

    Although homeowners insurance isn’t required by law, it is contractually required by all mortgage companies. If one is starkly opposed to the idea of home insurance, paying off the mortgage would take care of the issue.  If the latter isn’t feasible at the present time, there are some ways to save money on insurance premium […]

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  • Texas Flag

    Americans Moving to Texas – Patriots to The Lone Star State

    It is no surprise that people from all over are flocking to Texas, the largest and fastest growing state in the country.  From the delicious barbeque to the bustling economy, Texas has a great mind of its own. Texas is a large state with many cities all a little different to fit any family’s desire. […]

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  • Home Insurance

    Homeowners Insurance: What It Is, Cost & Coverage

    When calamity strikes, it’s essential to be protected, especially when striking your most prized investment. Before finalizing the purchase of your new home, most homebuyers are obliged to purchase homeowners insurance to cover the property from potential fire, smoke, lightning or other perils. Homeowners Insurance, also known as Fire Insurance or Hazard Insurance, not only […]

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  • Home Insurance Pricing

    10 Factors of Pricing Home Insurance

    Through the process of buying your first house, you’ve made it through the world of understanding mortgage rates, property taxes, home inspections, closing costs and escrow. Next up is understanding Homeowners insurance, and what you can do to fit the premium into your budget. Here are some key factors that determine how insurance companies calculate […]

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