• Home Insurance Premium

    Debunking Earthquake Insurance Myths

    Did you know that the California Earthquake Authority’s deductible never has to be paid out-of-pocket before getting a claim payment? MYTH #1: “THE INSURED WOULD HAVE TO PAY THE DEDUCTIBLE OUT OF POCKET.” Fact: CEA policy deductibles are the amount that is “deducted” from an insured loss, so your clients do not have to pay […]

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  • Personal Umbrella

    Personal Umbrella Insurance Coverage

    Flash News:   For Those Who Like To Drive!!!   Our Simple Procedures You can now qualify for a standalone personal umbrella with just $250/500/100 on your underlying auto insurance! Yep, this includes all types of drivers: youthful operators, drivers over age 79 and even those with auto claims and minor moving violations. Policies are available […]

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  • Earthquake Insurance

    How to Buy Residential Earthquake Insurance – CA, OR, & WA ?

    Residential Earthquake Insurance serving CA, OR, & WA   If you live anywhere along the West Coast, chances are you’ve felt the ground suddenly lurch beneath your feet, windows shake violently, and items fly off shelves, crashing to the ground—all of which leave you more than a little shaky yourselves. Fortunately, you can stay on solid […]

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  • Security Tips

    Top 10 Security Tips for Keeping Cars and Homes safe this year!

    Whether you’re headed out for a much-needed summer vacation or planning an at-home staycation, here are top property security tips to keep your home and vehicles safe. Top 10 property security tips for homes and possessions Summer is peak season for home burglaries, according to the U.S. Dept. of Justice, as quoted in PropertyCasualty360. Summer travel, […]

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  • Rental Home Insurance

    Is Rental Property Insurance the same as Landlord Insurance?

    Rental property insurance and Landlord insurance are actually the same thing;  they are both also known as Hazard Insurance by mortgage companies and simply Home Insurance by many property owners.  Although you can name the policy whatever you’d like, it is important to differentiate the coverage offered by the actual policy as a Rental Home […]

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  • Condo Unit Insurance

    Why Buy Condo Insurance | Condo Landlord Insurance | Condo Hazard Insurance?

    Condo Insurance is an insurance policy which is purchased by a Condo Unit Owner.  The purpose of the insurance is to cover the interior of the unit, cover the owner’s personal belongings, and offer personal liability coverage for the unit owner and resident family. Why Buy Condo Insurance? Many first time Condo Unit buyers may […]

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  • Earthquake Insurance

    26 Years Later ….. This Risk is Unresolved and Still Exists!

      As we gather our thoughts on the 26th anniversary of the Northridge Earthquake, one of the most costly natural disasters in American history.  Tens of Thousands of homes suffered damaged or were destroyed, the quake displaced over 20,000 people.  When the Northridge earthquake occurred at 4:31 AM Pacific Time, approximately 40% of homeowners had […]

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  • New Jersey Home Insurance

    Best New Jersey Homeowners Insurance

    Offering the Perfect Protection where Life Happens – Your Home;  so that you can focus on all that matters most! If buying or living in the Garden State, look no further – Secure your quote today! Not Just A Home – a Very Special Place! The Garden State hosts the Jersey Shore’s world class beaches.  […]

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  • Escrow Impound Account

    What Is An Impound Escrow Account?

    Whether opening escrow or applying for a mortgage, it is essential to understand all the moving parts, details and fees involved.  Many times, you’ll hear about impound accounts, so we want to explain them in detail. If you’d like to know what an escrow account or impound account is, please read below! The terms Escrow […]

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  • Home Insurance

    What Determines the Price of my Homeowners Insurance?

    The primary goal of home insurance is providing the full reconstruction value of your home in the event of a covered total loss; the dwelling coverage limit is a major factor which contributes to the insurance premium rate. Although many homeowners feel that property insurance may simply be a waste of money and it is […]

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