Affordable Boat Insurance
Boats are not all equal and require different kinds of insurance coverage. Boat Insurance must be tailored to fit the owner's needs.
Whether a Fishing Boat, a Power Boat, a Ski Boat, a Sail Boat or a Pleasure Boat, we’ll help you get the Best Boat Insurance.
We do the work for you. In a few steps, you’ll have the best rate and will be able to get immediate coverage.
Whether about to buy a boat for the first time or if you currently own a boat, it is essential to know the key facts about Boat Insurance. Boat Insurance and Yacht Insurance both are comprised of 2 principal forms of coverage: Physical Damage Protection and Liability Coverage.
Boat Insurance may help cover a motorboat, sailboat or personal watercraft it it is stolen, in an accident, or damaged by a covered peril like fire, lightning or wind damage. Boat Insurance will also help protect you if you accidentally injure someone or damage their property with your boat.
Since you love your time on the water and you work so hard to be able to do what you do, you deserve all the possible discounts to get the best boat insurance possible. We have many discounts available including a Safety Course discount, a Safety Features discount, a Boat Insurance payment discount & a multiple vessel discount.
Boat Insurance is a contract between the boat owner and insurance carrier that provides protection from financial loss in the event of a boating accident or covered natural disaster causing damage to the insured boat.
Boaters enjoy the vast waterways of the United States; whether pleasure boating, sport fishing or cruising the Oceans, a custom tailored policy is needed to fit your requirements.
With the basic knowledge of how boat insurance works, your boat can set sail with the peace of mind that comes with knowing you’ve carefully selected the coverage you need.
Boats are motor vehicles operated on the water; there is a chance of an accident each time you take your boat out for a ride. Boat insurance provides coverage for the unexpected by way of Liability & Physical Damage.
A boat should be insured for the amount it would cost to replace it in the event of a total loss. If the boat was financed, the lender will usually require the coverage limit of physical damage to equal or exceed the balance of the loan; this may not necessarily be enough to replace the boat.
Boat insurance rates vary depending on several factors such as: