• Earthquake Insurance

    26 Years Later ….. This Risk is Unresolved and Still Exists!

      As we gather our thoughts on the 26th anniversary of the Northridge Earthquake, one of the most costly natural disasters in American history.  Tens of Thousands of homes suffered damaged or were destroyed, the quake displaced over 20,000 people.  When the Northridge earthquake occurred at 4:31 AM Pacific Time, approximately 40% of homeowners had […]

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    01/17/2020
  • New Jersey Home Insurance

    Best New Jersey Homeowners Insurance

    Offering the Perfect Protection where Life Happens – Your Home;  so that you can focus on all that matters most! If buying or living in the Garden State, look no further – Secure your quote today! Not Just A Home – a Very Special Place! The Garden State hosts the Jersey Shore’s world class beaches.  […]

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    01/12/2020
  • Escrow Impound Account

    What Is An Impound Escrow Account?

    Whether opening escrow or applying for a mortgage, it is essential to understand all the moving parts, details and fees involved.  Many times, you’ll hear about impound accounts, so we want to explain them in detail. If you’d like to know what an escrow account or impound account is, please read below! The terms Escrow […]

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    01/08/2020
  • Home Insurance

    What Determines the Price of my Homeowners Insurance?

    The primary goal of home insurance is providing the full reconstruction value of your home in the event of a covered total loss; the dwelling coverage limit is a major factor which contributes to the insurance premium rate. Although many homeowners feel that property insurance may simply be a waste of money and it is […]

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    01/04/2020
  • Christmas Tree

    Happy Holidays 2019

      Dear Colleagues, Mortgage Affiliates, Patrons, Real Estate Partners, Friends & Families: The holidays are here, and throughout the nation our communities are buzzing with excitement during this wonderful time of year. Whether or not you celebrate Christmas, attend Holiday parties or simply stay at home, it’s important to remember a few safety tips to […]

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    12/20/2019
  • Business Cyber Attack

    What is Insurance Coverage for Small Businesses?

    Modern coverage for modern small businesses If the security of sensitive customer data is a concern for your small business, we have the tools and resources you will need to survive and respond effectively to the threat of data breaches and cyber attacks — we are happy to offer you the Stillwater Business Owners Package Cyber […]

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    12/03/2019
  • Home Burglary - Street Lighting

    How to Protect Your Home from Burglary

      There are plenty of robbers and thugs interested in breaking into your house; that doesn’t mean you can’t make it difficult for them! The goal in preventing crime is to eliminate opportunity, and it’s up to you to make sure that obvious opportunities are eliminated. Though many people only worry about nighttime security, most break-ins […]

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    12/02/2019
  • Earthquake Insurance

    Residential Earthquake Insurance Updates – 2019

    Even though winter is upon us, it is important to remember that earthquakes have no season. Because earthquakes can strike at any time, “anytime” is the right time to request an earthquake insurance quote. Standalone earthquake policies are most commonly written in California, Oregon & Washington.  There are Basic, Comprehensive and Customized earthquake insurance policies all […]

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    11/22/2019
  • Winterize Home

    How to Winterize your Home for Cold Weather

    Prevent holiday mishaps with a few ways to winterize your home for cold weather. Seeing snow for Christmas? If you live in a cold climate, white Christmases are fun: snow angels, snow men, hot chocolate and more. But winter also brings some potential problems for homes. The following nine ways may help winterize your home […]

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    11/20/2019
  • Home Insurance Pic

    5 Factors to Consider when Buying your Home

    If you’re buying a home, there’s a lot to think about. As you begin making choices from finding the best mortgage rates to choosing your color scheme, it’s probably a good idea to have knowledge of all the costs associated with buying a property. Mortgages always carry additional costs that need to be considered before […]

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    11/19/2019