• FREE Home Insurance Policy

    New York Homeowners Insurance Updates

    New York Homeowners Insurance Revision Home Insurance premium has been revised effective 24 December 2014 for all New Business and 12 February 2015 for all Renewals. The revisions include the following: Revisions vary by territory 6% Discount has been introduced for Homeowners Insurance Forms HO-3 and HO-5 based on the marital status of the insured […]

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  • Stillwater Insurance

    Choosing Stillwater Home Insurance Group! – Homeowners Insurance

    Homeowners Insurance Online Why hassle with purchasing homeowners insurance if you can glide ahead with confidence and without the hassle?   Stillwater Insurance Group, formerly Fidelity National Insurance Group, provides solid security, peace of mind and affordable customer satisfaction when buying insurance for your home, rental property, automobile, business and umbrella coverage. Licensed and authorized in […]

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  • Flood Insurance - Residential & Commercial

    7 Facts About Flood Insurance

    HDA Insurance has compiled the following 7 facts regarding Flood Insurance Policies and coverage afforded under such policies.   The following items are only displayed to offer the common understanding of the topic and in no way to be used as a determination, change or modification to the actual policy verbiage written by the National Flood […]

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  • Earthquake Warning System

    California Earthquake Warning System Approved

    Funding has been received to help implement the California Earthquake Warning System; the system has not been designed to prevent earthquakes but rather to provide enough time following the warning for utilities to shut off gas lines, elevators to come to a safety position, trains to brake and people to hide in a safe place […]

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  • FREE Home Insurance Policy

    FREE Homeowners Insurance – No Kidding!

    Through the past 25 years, clients have repetitively asked if HDA Insurance has a referral program as an incentive to clients wishing to refer family, friends, neighbors, colleagues and acquaintances.    HDA Insurance is a preferred processor of property insurance and does not charge any fees; many brokerage houses will write a new policy charging a […]

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  • Christmas Tree

    Christmas Hazard Caution – Keep It Merry!

    Decorations, ornaments and lights are an uplifting part of the holidays.  It is important that you take special precautions to make sure they’re safe for everyone and everything concerned.  In the midst of fun, excitement and getting together, something overlooked in the rush could cause a fire or hurt someone  We have some tips to assure […]

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  • Eat, Drink, and be Married!

    Wedding Plans – Don’t go it alone! Are you making arrangements to get married? December is the most popular month for engagements and more couples are choosing to tie the knot during the winter for gorgeous snow-filled photos. Did you know there were over 2 million weddings in the United States last year? The average […]

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  • Hot Water Heater Damage

    Water Heater Failure – Is It Insured?

    Must Read For Homeowners! To the astonishment of many, plumbing repairs are not covered by Homeowners Insurance.  There are very few instances in which plumbing systems will be replaced or repaired in the event of a loss; one of those instances would be a fire in which the home was destroyed and needs to be […]

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  • What is Escrow? Does Escrow Include Taxes & Insurance?

    The term ‘Escrow’ has two meanings.  Escrow is used mainly in the Western States as the process of closing the purchase or refinancing transaction of real property; Escrow Companies exist to facilitate the purchase, sale & refinancing of real property transactions.  In States where Escrow Companies are not used, Mortgage and Title Companies utilize ‘Closing Professionals’ […]

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  • ITV - High Value Home Insurance


      Is Your Most Important Asset Properly Protected?  – Homeowners Insurance As your single most valuable asset, it is of great importance to properly insure your home by selecting sufficient coverage to rebuild your home following a total loss.  The insurance industry refers to the value as ITV (Insurance To Value).   What is ITV? […]

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