• Savings Ahead

    Loan Processor Shortcut – Institutional Alliance

    Successful Origination Team Seeking Partner? Our partner mortgage origination teams and our mutual clients reap the benefits of the Loan Officer’s consultative approach!   If you don’t have a Homeowners Insurance Quotation accompanying each 1003, you may be missing your competitive edge;  we can offer the following: Super Competitive Rates, Financial Stability, 50 States 1 Hour […]

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    11/30/2017
  • Is Homeowners Insurance Based On Market Sales Value?

    Homeowners and Landlord Insurance Policies are both a form of Fire Insurance. Mortgage companies refer to the coverage as Hazard Insurance where most homeowners refer to it as home insurance. The primary coverage item on each of these policies is listed as ‘Dwelling Coverage’; dwelling refers to the primary structure on the property, the house […]

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    11/12/2017
  • Daylight Savings Ends

    Daylight Savings Time Ends

    Clocks fall back again on Sunday 5th November at 2 AM, it then becomes 1 AM.   It is that time of year again;  time to walk from room to room, indoor and outdoor timers, watch drawers and car gadgets adjusting the time to one hour earlier.   Also a great time to change any battery […]

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    11/04/2017
  • Renters Insurance

    Why Buy Renters Insurance?

    The majority of renters feel that renters insurance is unnecessary.  Many legitimately think that the landlord has them covered or that their belongings aren’t worth insuring.  Most certainly, the Landlord has the property insured; however, Landlords’ coverage doesn’t offer any protection for the tenant’s liability or personal contents in the rented home, condo or apartment. […]

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    10/29/2017
  • Condo Townhouse Insurance

    Why Do You Need Condo Insurance?

    Why would you buy Condo or Townhome Insurance if you’re already paying your Condo Association a fee inclusive of insurance?   While the Condo Association Master Policy does cover the building,   an individual Condo Unit Owners policy is necessary to protect the interior of your unit, personal property, and personal liability coverage. HDA Insurance will bridge […]

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    10/22/2017
  • Homeowners Insurance

    Why I Should Buy Homeowners Insurance . . .

    You want to feel safe and secure in your own home, without worry or stress that all you have will ever be lost. After all, your home is your prized possession and perhaps your most valuable asset. Besides the fact that homeowners insurance is almost always required by your mortgage company, what better way to […]

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    10/17/2017
  • Savings Ahead

    Ten Ways To Lower Home Insurance Premium

    Ten Ways to Lower Your Homeowners Insurance Premium Homeowners Insurance prices may vary greatly depending on many factors. The following items are worth contemplating before buying your home insurance. Get Quotes This step shouldn’t take long but may save you some money. It is best to ask your family and neighbors which company they are […]

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    10/09/2017
  • Earthquake Risk

    Earthquake Risk is Real

    Homeowners deserve better coverage, flexible coverage limits, and more deductible options! An article in The Seattle Times clearly explains issues regarding the availability and affordability of earthquake insurance.  In comparison to Homeowners Insurance, Earthquake Insurance seems to be out of reach for many, including a huge lack of options with only one handful of carriers […]

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    09/26/2017
  • Earthquake Insurance

    Fear of Earthquake Devastation?

    Following the recent Seismic Events circling the Pacific Tectonic Plates,  Earthquake Insurance has once again become the ‘Talk of the Town’!    Many consumers seem to be making decisions in a rushed manner out of fear, buying a high premium/low deductible policy which is almost certain not to be renewed the following year. (Waste of […]

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    09/21/2017
  • Homeowner Pessimism

    Trulia Survey Reveals Homeowner Pessimism

    A blemish of pessimism is wandering around the housing market and homebuyers’ decisions according to a new poll by Trulia. Many homeowners believe that a housing purchase mistake in the past is now holding them back from making a move from their present situation. Poll respondents believed that housing prices have become less affordable since […]

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    08/23/2017