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Homeowners Insurance, Business Insurance, Auto Insurance and Health Insurance
Welcome to HDA Insurance Brokerage’s Web site. This is your one stop Web site for all of your insurance needs. If you are looking for Home Insurance, Health Insurance, Business Insurance, Travel Insurance, or Specialty Lines Insurance, this is the place to find it all! HDA Insurance is a certified and licensed National provider of home insurance products online direct to the consumer public. Our success has been fueled by our impressive national network of real estate, mortgage and escrow professional affiliates.
As independent processors, we are not tied to just one insurance company. We act in your best interest. We place your insurance directly with some of this country’s premier insurance carriers.
What is homeowners insurance?
It is always better to know, understand and investigate things before making a commitment. Hence one should first understand what homeowners insurance is and what it can do for you before determining the best homeowners insurance coverage for you. It consists of quite a few variations but a standard homeowners insurance policy provides financial coverage to your house and your personal property within the house, for example: fire, theft, wind and other maladies that can occur are usually a part of the standard policy; some other exceptions like earthquake and flood protection require additional coverage. Damage caused by household pets and any legal liabilities to anyone caused harm by yourself or resident family members on your property can be an additional feature of the policy depending upon which homeowners insurance policy you select. If you have a mortgage on your house, homeowners insurance is a requirement in order to protect the home.
Please inquire and investigate completely before taking and signing a homeowners insurance policy in order to satisfy yourself that it has all the major and necessary features.