Montana Property Insurance Rate Revision
Montana Dwelling Revision
Montana Homeowners Insurance, Dwelling Fire Insurance, Townhome/Condo Insurance & Renters Insurance – Billings, Missoula, Great Falls, Bozeman, Butte, Helena, Kalispell, Anaconda, Havre and outer lying areas
- The Loss Cost Multipliers have been revised. The overall impact is estimated as creating lower premium rates.
- Specified Additional Amount of Insurance – Coverage A Dwelling is being reduced to 25% of the Coverage A limit; the coverage is optional and if desired, may be removed from the policy.
- Wind/Hail Deductibles – Mandatory 1% wind/hail deductible for all risks having Coverage A limit greater than $150,000 and a mandatory 2% wind/hail deductible for all risks having Coverage A limit equal or less than $150,000.
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