Earthquake Insurance – Residents of Northern California recently experienced the strongest earthquake since the 1989 Loma Prieta 6.9 magnitude earthquake which shook the area 9 miles Northeast of Santa Cruz. Many California residents will likely see and hear about the Napa catastrophe in the media in the coming days.
The recent 6.0 earthquake is a reminder to all homeowners how unpredictable earthquakes are. It is important to note that homeowners insurance, dwelling fire policies and town home/condo owner insurance policies do not provide coverage for earthquake losses unless separately endorsed and additional premium paid.
For news on the recent earthquake visit USGS.
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According to the USGS, there is a 95% probability of a 7.0 magnitude earthquake occurring in California within the next 30 years. – United States Geological Survey 2008