Montana Property Insurance Rate Revision

Stillwater InsuranceNews and Updates

Montana Dwelling Revision

 

 

September 2014

Montana Homeowners Insurance, Dwelling Fire Insurance, Townhome/Condo Insurance & Renters Insurance  – Billings, Missoula, Great Falls, Bozeman, Butte, Helena, Kalispell, Anaconda, Havre and outer lying areas

  • The Loss Cost Multipliers have been revised.  The overall impact is estimated as creating lower premium rates.
  • Specified Additional Amount of Insurance – Coverage A Dwelling is being reduced to 25% of the Coverage A limit; the coverage is optional and if desired, may be removed from the policy.
  • Wind/Hail Deductibles – Mandatory 1% wind/hail deductible for all risks having Coverage A limit greater than $150,000  and a mandatory 2% wind/hail deductible for all risks having Coverage A limit equal or less than $150,000.

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