Personal Umbrella Policy – PUP

With an increasing need for Excess Liability Coverage,  the demand for Personal Umbrella Policies is great!  Attorneys all over the nation are recommending households to carry as much as $5 Million in excess liability to protect their assets.

In the catastrophic case of an at fault automobile accident which involves death or severe injury, the courts could award a lifetime of payouts; these cases are seldom settled by a simple auto insurance policy.

Most inquiries about Personal Umbrella Insurance are from parents with new/young drivers, people getting ready to retire and concerned about protecting their assets and high net worth individuals.  In each case, the Umbrella does its job to extend the underlying Auto and Home policy up to the Umbrella Liability limits.  These policies are very inexpensive and hopefully will never be needed!

  • Admitted Carrier, rated A (Excellent) by A.M. Best
  • Up to $5 Million limits
  • Youthful operators and drivers over age 79 qualify
  • Underlying Auto Limits:  $250,000/$500,000/$100,000 BI/PD
  • Underlying Personal Liability Limits: $300,000
  • Quote in 3 Minutes with 4 simple questions asked


Simply need a copy of the underlying policy declarations pages and driver’s licenses for each insured operator.

Rest assured you’ll be covered by a Fortune 500 company on the Forbes List of America’s top public companies!