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New Jersey Homeowners Insurance Revisions are as follows:
- Newer Home Discount – Utilities Rating Plan – have been increased and expanded to include homes up to 39 years old.
- Age of Insured Credit – a new discount introduced for all policy types that is based on age of the insured.
- Marital Status Credit – Homeowners Insurance Policies now have a new discount based on the marital status of the insured. (Applies to Form HO-3 and Form HO-5)
- Water Back-up Endorsement – revision includes combinations of optional higher limits with rates that vary by deductible.
We continue to expand our reach by focusing on underwriting risk in more detail and introducing additional credits and discount when warranted in order to further support our large and growing client base.
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