Is Your Home Prepared for the next Earthquake?

Be Prepared!

Keep your home and family’s future on solid ground.

Fortify your house against earthquake shaking now.

Protect Your Home

Most residents of California, Oregon & Washington live within 40 miles of an active earthquake fault line.
There is greater than 90% chance a that a Magnitude 6.8 or greater earthquake will strike within the next 10 years.
Homes built prior to 1980 will most likely sustain more earthquake damage than newer homes.  Dwellings can be strengthened with seismic retrofitting for safety and security.

Protect Your Family

Each family should have an emergency plan and have a ready family earthquake kit.
Personal belongings inside the home should be secured, heavy furniture should be strapped to prevent it from toppling,  cabinet latches should be installed to prevent items from falling out, and breakables should be secured using museum putty.
It is best to avoid hanging heavy frames or mirrors over a bed or couch which could cause injury; the water heater must be strapped, braced or anchored to preventing a secondary calamity.

Protect Your Finances

One simple fact:  Homeowners Insurance does not cover earthquake damage in most states,  you either need to purchase a separate earthquake insurance policy or in some states there are limited riders available which could be endorsed onto your homeowner insurance policy.
Earthquake insurance has a percentage based deductible; thus the deductible is the percentage of the coverage limit (not the damage).
Whether you’re interested in earthquake insurance coverage for a new home or your present home, HDA Insurance Brokerage is available to insure your property; whether an owner-occupied home or a tenant-occupied rental unit. You may obtain a FREE Earthquake Insurance Quote Online when you’re ready.