Hazard Insurance by Mortgage Lenders

The Best Partner for Mortgage Lenders

As a market leader in Institutional Hazard Insurance processing for Loan Officers and Mortgage Teams, HDA Insurance has streamlined the process of inserting a Homeowners Insurance or Landlord Insurance quotation in each mortgage file as an option for the homebuyer or loan customer to be ready at closing.

This process is helpful to all concerned; the input data is discreetly utilized to generate an Hazard Insurance quotation with the lowest premium in second priority only following the necessary coverage for the Insured.  Mortgage Lenders have a very delicate relationship with traditional Insurance Agents due to the fact that Agents are naturally energized to sell insurance, thereby the possibility of meddling in the loan process;  institutional processing will bypass any sales attempt, all communication is handled by the Lender.

Loan Officers offering Hazard Insurance

With active participation in insurance organizations and mortgage associations around the country, our system is well invested in the future for the housing market and mortgage industry.  As the industries evolve, we are amongst the first to know about changes and stand ready to serve our Lending partners.

Benefits of Institutional Hazard Insurance

Our partner mortgage origination teams and our mutual clients reap the benefits of the Loan Officer’s consultative approach!

If Loan Officers don’t have an Homeowners Insurance Quotation accompanying each Form 1003 or Loan File, this could mean missing the competitive edge; the following may help greatly:

• Super Competitive Rates, Financial Stability, 50 States
• 1 Hour Quote Turnaround with 1003 requests
• Online Customer Portal Available
• 24 Hour Claims Reporting
• 1 Hour Policy, Invoice & Replacement Cost Estimator Issuance
• Homeowners – Landlords – Condo – Townhome

Whether dealing with credit issues, a DTI ratio or simply want to internally provide a value added service, this system will help!

For further information regarding how you can initialize an institutional insurance processing relationship, please Contact Us.