Fourth of July Safety

10 Ways to Keep You and Your Family Safe This Independence Day

Summer truly begins when the Fourth of July arrives. It’s a holiday full of fireworks and food, barbecues and boating, family and friends. It can also be full of danger — and we’re not only talking about the fireworks. Keep your home and family safe and don’t simply rely on your Homeowners Insurance.

Whether you’re lighting your own fireworks at home, going to a community show or heading somewhere else, here are 10 ways to help ensure a happy and healthy holiday:

1. Stay protected — and hydrated. If you’re going to be outdoors during the day, use plenty of sunblock (and bring extra). You’ll also want to drink water throughout the day, particularly if you’re drinking alcohol (in which case don’t drive). It’s easy to get dehydrated in the heat.
2. Watch what you eat. We’re not talking about counting calories. We’re talking about making sure your food is fully cooked. According to the U.S. Department of Agriculture, meats (steaks, roasts or chops) need to be cooked to 145 degrees Fahrenheit, ground meats to 160 and poultry to 165.
3. Watch what you serve. If you’re heading to a party and bringing food, put it in an insulated cooler with ice or ice packs so it doesn’t grow harmful bacteria between the time you leave your house and the time people dig in. Pull it from the fridge right before you leave for the party.
4. Don’t drink and drive. We shouldn’t need to tell you this, of course, but the period around the Fourth of July holiday is a deadly one for drunk-driving fatalities.
5. Don’t drink and boat. Alcohol is a factor in about one-third of recreational boating deaths, says the Coast Guard, so boating under the influence is never a good idea.
6. Make sure everyone’s got a life jacket. If you’re going to be near or on the water, life jackets are a must. On a boat, there should be enough life preservers for everyone, and remember that kids need an appropriately sized jacket.
7. Lighting fireworks? Be prepared. Keep a hose or bucket of water close by, and make sure you’re not aiming at people, animals, homes, plants or cars.
8. Supervise the kids. Youngsters shouldn’t be lighting fireworks at all, and older kids need to be watched closely. Even sparklers get much hotter than you think.
9. Keep your distance, too. Thousands of people show up in the emergency room this time of the year with firework injuries. Don’t be one of them!
10. No matter what you’re doing, keep safety in mind at all times.

All of us at HDA Insurance Brokerage wish you and yours a happy and safe Fourth!