Travelers

Get Affordable Home Insurance with Travelers

Your home is your castle; the place where you sleep, awake and enjoy family memories. Whether your first home or the luxury home of your dreams, Travelers Homeowners Insurance will protect you with home insurance that fits your budget.

Insurance With Travelers

Get Affordable Home Insurance with Travelers;

Home should always mean peace of mind. But what about storms, accidents and surprise liabilities? You can’t trust that nature – or other people – won’t crash in.

The right insurance for you! We’ve got you covered every day and when it matters most!

With Travelers’ experience and first-hand knowledge, you can craft the comprehensive policy you need most. So you’re ready for the worst without the worry.

Get Affordable Home Insurance with Travelers

At Travelers, we understand that no two howeowners are alike.
Homeowners Policy offering a variety of coverages and deductibles to meet your individual needs.
Home Buyer Discount available to customers who have purchased their home within the prior 12 months of the effective date.
Loss-Free Discount offered to eligible customers who have not experienced a loss within a specified time period.
Multi-Policy Discount offering savings up to 15 percent on home insurance when you have more than one policy with Travelers.
Green-Home Discount offering savings up to 5 percent if your home is certified 'gren' by Leadership in Energey and Environmental Design (LEED).

What Does Homeowners Insurance Cover?

What is and what isn’t covered?

A homeowners insurance policy typically covers damage caused by perils such as fire, wind, hail, lightning and vandalism. Damage caused by floods and earthquakes is most commonly excluded in most states.

We can help you determine the homeowners coverage that best fits your needs and budget, but a typical policy can cover:

The structure of your home
Other structures on your property (e.g. garage, shed)
Your personal belongings
Additional living expenses if you cannot live in your home due to a covered loss
Your personal liability or legal fees
Limited valuable items

Be sure to explore options to customize your limits and coverages to meet your needs.

Condo Insurance / Townhome Insurance a.k.a. 'Walls-In Coverage'

Every condo is unique. Shouldn't your insurance be customized too?
Although the Condo Association has a Master Policy, only your Condo Unit Owner's Policy protects your personal property and personal liability exposure.
Condo Additional Living Expenses - If your unit is damaged and you have to move out while it's being repaired, loss of use coverage can help. The policy can pay for additional necessary living expenses (which can include hotel, meals, laundry, etc.), up to a percentage of the contents coverage amount you selected.
Loss Assessment Coverage - Coverage for assessment or fees by Condo Association if damage to commonly owned property exceeds the amount of coverage in the condominium association's insurance policy.
Dwelling, Additions and Alterations - According to your condominium declaration and/or bylaws, and/or the state where you live, you may be responsible for interior parts of your unit such as glass, walls and doors.

Get Affordable Renters Insurance with Travelers

While your landlord's insurance likely covers the physical dwelling where you live, it is up to you to protect your personal property and personal liability exposure.
Renters insurance offers the same general personal property coverage as homeowners insurance. It helps protect against losses from such mishaps as theft, fire, lightning, vandalism, windstorms and water damage from broken water pipes.
Loss of Use - If your rental home should become uninhabitable, your renters policy will help address some of the costs for you to temporarily live elsewhere, up to your policy limits. This benefit usually includes the cost of meals, over and above your normal expenses.
Renters Liability Coverage - Offers coverage from claims stemming from allegations of negligence. Personal liability coverage for injuries or property damage that you, your family members or your pets may cause to others. May be required by law or by contract depending on your location.

Get Affordable Home Insurance with Travelers.

Homeowners Insurance Policies with flexible coverage options and affordable discounted payment options to fit your budget.

Landlord Insurance

Protect Your Properties with Landlord Insurance - coverage designed for rental property owners.
Rental Property Insurance - intended for 1 - 4 unit rental dwellings including apartments, condominiums, and single or multi-family homes that you own and rent to others.
Property Coverages - Travelers' landlord policy can provide coverage for the rental building, other structures (such as garage or a shed), and the landlord's personal property in the rental unit from covered damage.
Loss of Rents - Loss of Use coverage can also protect your income by providing coverage for the fair rental value of the property if it is not fit to live in while your property is being repaired as a result of a covered loss.

What Does Travelers Insurance Cover?

Travelers Homeowners Insurance will protect you with home insurance that fits your budget.

When buying your home, landlords, condo or renters insurance together, you’ll be credited with a multiple policy discount.
What is and what isn’t covered? A homeowners insurance policy typically covers damage caused by perils such as fire.
Your home is your castle; the place where you sleep, awake and enjoy family memories. Whether your first home or the luxury.
Damage caused by floods and earthquakes is most commonly excluded in most states.
Your home is your castle; the place where you sleep, awake and enjoy family memories. Whether your first home or your luxury estate.