Tennessee Homeowners Insurance Policies

Tennessee, known as ‘The Volunteer State’ is home to many major industries including coal mining, electrical power, enriched uranium production, music, automobile, manufacturing, farming and tourism. From the peace of the Smoky Mountains to the busy life of Memphis, Stillwater Insurance protects home owners from the perils which threaten our homes each and every day. Stillwater Insurance offers customizable home insurance policies to fit the homeowner’s needs. Although homeowners insurance is generally standardized, there are available endorsements, discounts and credits available to offer an affordable insurance experience.

Where in Tennessee?

Whether you reside in Memphis, New South Memphis, Nashville, Knoxville, Chattanooga, East Chattanooga, Clarksville, Murfreesboro, Jackson, Johnson City or any of the outer lying areas, insurance in Tennessee is as easy as can be. Get your FREE home insurance quote, adjust your desired limits and purchase your affordable homeowners insurance policy today.

Affordable Tennessee Homeowners Insurance

Homeowners can take some simple steps to assure that they are getting the lowest homeowners insurance premium available; although nobody likes the term ‘Cheap Insurance’, if a homeowner understands and is willing to take some of the risk only leaving the major risk to the insurance company, there are options to provided good and cheap insurance.

The homeowner must manage the deductible options, determine the necessary coverage plentiful to reconstruct the dwelling and replace personal belongings but just right to manage the budget. Stillwater Insurance offers an online portal for clients to obtain a FREE Quote and discover all available discounts before buying the policy.

Self Service Online Portal – Quote & Buy Online

For those of you who prefer the ‘Online Option’: Get A Quote Now or you may call us directly at: 1-877-931-3368 Toll Free

Types of Hazard Insurance Available

There are a number of different types of home policies available depending on the occupancy of the dwelling:

• Homeowners Insurance – Home Insurance for Owner Occupied Dwellings
• Landlords Insurance – Home Insurance for Tenant Occupied Homes
• Townhome Owners Insurance – Owner Occupied and Tenant Occupied Policies Available
• Condo Owners Insurance – Owner Occupied and Tenant Occupied Policies Available
• Renters Insurance – Protection for Tenants interested in insuring their belongings

Home Insurance Discounts

We offer a variety of discounts varying by product and location:

• New Home Discount
• New Purchase Discount
• Protection Credit Discounts inclusive of Deadbolts, Smoke Detectors & Fire Extinguishers
• Central Station Alarm Monitoring Discount
• Interior Fire Sprinkler Credit
• Age Related Credit
• Marital Status Credit
• National Insurance Credit Score Adjustments

Other Available Insurance Options

• Earthquake Insurance
• Flood Insurance