South Dakota Homeowners Insurance
South Dakota Homeowners Insurance Policies
South Dakota homeowners experience home insurance premium lower than the national average. The climate is relatively stable which keeps the risk of extreme weather conditions at bay. South Dakota is a beautiful State known as the ‘Mount Rushmore State’ and the State Motto is ‘Under God the people rule’. Stillwater Insurance understands the needs of South Dakota homeowners and offers affordable and comprehensive home insurance backed by excellent customer service, claims service and online customer access.
Get a FREE Quote Now!
We do the work for you. In a few steps, you’ll have the best rate and will be able to get immediate coverage.
Where in South Dakota?
Get your FREE homeowners insurance quote today, review and adjust the desired coverage and buy your affordable home insurance online!
Insurance Choices
- Homeowners Insurance
- Landlord Insurance
- Condo / Co-op Insurance
- Renters
- Personal Umbrella
About Stillwater
- Sound Financial Stability
- Superior Customer Service
- 24 Hour Claim Reporting
- Online Quote & Issue Platform
- Rated A – Excellent by A.M. Best
Affordable South Dakota Homeowners Insurance
Stillwater Insurance is committed to South Dakota homeowners providing great savings for home insurance. There are many variables in determining insurance premium rates; factors include the distance to the closest fire hydrant, the company’s claims ratio in the area, the specific home characteristics and insurance options selected. Maximize your savings with all available credits and discounts; New Home Discount, New Purchase Discount, Claim Free Discount, Marital Status Discount, Mature Age Credit, Deductible Credit and many more discounts to apply. To obtain the lowest and most affordable South Dakota Homeowners Insurance premium, it is important that the limits of coverage are acceptable to you, all available discounts have been applied and that your desired payment option is selected.
Self Service Online Portal – Quote & Buy Online
For those of you who prefer the ‘Online Option’: Get a FREE Quote Now or you may call us directly at: 1-877-931-3368
Types of Hazard Insurance Available
There are a number of different types of home policies available depending on the occupancy of the dwelling:
- Homeowners Insurance – Home Insurance for Owner Occupied Dwellings
- Landlords Insurance – Home Insurance for Tenant Occupied Homes
- Townhome Owners Insurance – Owner Occupied and Tenant Occupied Policies Available
- Condo Owners Insurance – Owner Occupied and Tenant Occupied Policies Available
- Renters Insurance – Protection for Tenants interested in insuring their belongings
Home Insurance Discounts
We offer a variety of discounts varying by product and location:
- New Home Discount
- New Purchase Discount
- Protection Credit Discounts inclusive of Deadbolts, Smoke Detectors & Fire Extinguishers
- Central Station Alarm Monitoring Discount
- Interior Fire Sprinkler Credit
- Age Related Credit
- Marital Status Credit
- National Insurance Credit Score Adjustments
Other Available Insurance Options
- Earthquake Insurance
- Flood Insurance
