New York Homeowners Insurance Policies
The Empire State provides specific challenges relating to homeowners insurance. Due to the harsh winters, homes face issues such as frozen pipes, ice dams and snow; however, in the summer months, homes could face thunder, lightning and hail storms causing damage. Home insurance coverage and benefits can be customized to match the homeowner's specific desires.
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Homeowners insurance premium will vary depending on different parts of the State. Insurance in New York generally costs above the national average but carriers are fairly consistent in their rating process and there is generally little difference in rate between carriers. It is important to choose a carrier that will offer good rates, excellent customer service, superior claims service and technology tools making the management of your policy easy. New York Homeowners Insurance is necessary for your recovery from financial loss due to a covered peril causing damage to your home or personal belongings. As a preferred national home insurance company, Stillwater Insurance provides you with quality coverage at an affordable price with all the options you deserve.
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There are a number of different types of home policies available depending on the occupancy of the dwelling:
We offer a variety of discounts varying by product and location: