Motorcycle Insurance
Affordable Motorcycle Insurance
Offering great protection loaded with discounts and deserved coverage for your bike, optional equipment and safety apparel. All this, plus the option of towing and roadside assistance just for motorcycles.
When riding with us, you get the quality protection you need with a wide range of coverages custom tailored to your concerns.
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We do the work for you. In a few steps, you’ll have the best rate and will be able to get immediate coverage.
Motorcycle
Motorcycle Insurance
If you are riding without motorcycle insurance, you are most likely to be cited. This is definitely a nightmare for many drivers because the ticket would be a lot more expensive than getting insured.
Motorcycle Insurance will help protect you if you’re involved in an accident; it is a licensing requirement in every state by the DMV (Department of Motor Vehicles), every rider should carry liability insurance, each state publishes a slightly different required minimum limit of liability.
Motorcycle Insurance is similar to auto insurance; Liability coverage is the primary concern providing both compliance with legal requirements but also providing coverage for damage or injuries you may cause to another party.
Coverage Details
The most fulfilling thing about having motorcycle insurance is peace of mind! Whether you’re planning on crashing your bike or having nightmares of your bike being stolen, affordable motorcycle insurance is the best way to go!
Motorcycle Insurance will benefit you, your motorcycle and others on the road.
- Bodily Injury Liability - Coverage against certain damages if you injure or kill someon while operating your motorcycle including legal defense should another party file a lawsuit against you
- Property Damage Liability - Coverage against damages caused to someone else's property while operating your motorcycle including legal defense should the other party file a lawsuit against you
- Uninsured/Underinsured Motorist - Coverage for injuries caused by an uninsured driver in a crash that is not your fault
- Collision - Coverage for damage to your motorcycle when it hits or is hit by another vehicle
- Comprehensive Physical Damage - Coverage for losses resulting from incidents other than collision, such as theft, fire or vandalism
- Towing and Labor - Coverage providing assistance when you need a jump start, a tow or other similar services
Types of Hazard Insurance
- Your bike gives you the feeling of freedom as you get out on the open road. Before you hit the saddle, make sure you have the coverage you may need to protect you from the unexpected.
- Whether a hard-core rider or a weekend warrior, you should have the best motorcycle insurance coverage with the discounted price you deserve.
- Customize your motorcycle insurance with your desired coverage to meet your personal needs. Perhaps just Liability to comply with legal requirements or a more comprehensive policy with all the bells and whistles.
- If you just purchased your first motorcycle, or have owned one for a while, you may have questions about coverage and what financial risks you face in the event of an accident.
Recovery rates for stolen motorcycles are low because they tend to be sold for parts. Thieves can simply buy a frame from a crashed bike, mount all the stolen parts and get a clean salvage title.
Policy Service
Customer Service is available via direct insurance company portals and tele-servicing centers for our clients and their mortgage companies.
Claims Reporting Service is available 24/7 directly online, via mobile apps and personalized telephone service.
More details available on our Policy Service tab.
- Verification of Insurance by Banks and Lessors
- Billing and Payment Services
- 24/7 Claims Reporting Hotline
THE NUMBERS
Results You Can Trust
HDA Insurance Brokerage is a certified and licensed National provider of home insurance and other insurance products online direct to the consumer public and via our institutional arrangement with mortgage providers. Since 1986, this Personal & Commercial Lines agency evolved into a national property insurance provider with a focused expertise in Homeowners Insurance, Landlord Insurance, Renters Insurance, Earthquake Insurance & Commercial Lessor’s Risk Insurance.
FAQ
Here are the most common questions
Chances are, you'll find the answer in our FAQs. We have listed some of the more common questions asked by Motorcycle Owners.
We’re here to answer any and all your questions. For more specific questions, you may complete our Contact Us form and one of our representatives will be happy to personally research the topic and respond at your convenience.
Think twice before canceling your motorcycle insurance policy mid-term. Some motorcycle owners think that they can save a few dollars by canceling their insurance during the ‘off’ season, but then find out their bike was stolen while uninsured… How will that savings work for you?
Safe riding is important but we need to start with a safe bike, check the following:
- Tires
- Oil or Gas Leaks
- Headlight, Taillight & Signals (all functioning)
- Hydraulic & Coolant Fluids
Once ready to ride, Brakes, Mirrors & Horn should all be set and properly working.
The amount which is deducted from the pay out for each claim. A higher deductible will result in a lower premium and a lower deductible will result in a higher premium when shopping for insurance.
A little caution could go a long way; it is always safest to keep your motorcycle locked in a garage but it isn’t always possible. The following may help keep the bike safe:
- Ignition locked and handlebars locked
- Secure motorcycle to a fixed object with a high quality lock and chain through the frame
- Keep motorcycle covered without a name brand cover
- Install a motorcycle anti-theft system
It is never a good idea to drink and ride, this is harmful to yourself and others on the road. Fatigue and drowsiness will also impair your ability to react when needed. Also it is best to avoid riding during adverse weather conditions if at all possible.