Best Small Business Insurance – Business Owners Policy

A Business Owners Policy is a package of essential coverages for small to medium sized companies like yours. It insures your business’s building and/or equipment and provides basic liability insurance. It even helps you maintain your income if a fire or other covered incident interrupts your business.  Program available in 38 States…

Small Business Insurance

It’s designed to be easy to select, buy and maintain.  Pricing is always much more affordable than purchasing a larger scale Commercial Policy where each coverage section needs to be separately purchased. This business insurance will keep protecting your business as it grows.

This is the best first step to insuring a new company all the way up to succeeding into becoming a medium sized business. A Business Owners Policy makes insurance easy, and helps you be confident you have the quality coverage you deserve.

Open Deli Counter

Essential coverages

A Business Owners Policy is built on these main coverages*:

  • Property Coverage — Pays to repair or replaced your buildings, furniture, equipment or computers destroyed or damaged in a fire or other incident.
  • Business Interruption Coverage — Reimburses loss of income if your business is disrupted due to a fire or other incident. Also pays extra expenses related to operating out of a temporary location.
  • Liability Coverage — Pays if your company is responsible for injury or property damaged caused by trips and falls, product mishaps, faulty installations or other errors.

Shop Window - Business Insurance

Designed and priced competitively for small businesses

We focus on insuring businesses like yours, and welcome both new and established ventures. So, your premium rate will be affordable — with coverages tailored to your specific business needs. Multiple deductible options, endorsement options, coverage limits, and payment plan options help you settle on a price that’s right for your finances.

You will earn discounts for paying in full, having good credit and being claim-free.  In recognition that you have plenty on your plate already, our Business Owners Policy is easy to use.

Underwritten by Stillwater Insurance Group – A+ accreditation by the Better Business Bureau – A (Exceptional) rating by Demotech

We are a national insurance provider offering a full suite of insurance products and services with a focused specialty in property insurance and small business risks.  We strive to be the most respected insurance provider in the United States by setting and achieving the highest standards in quality products, service, customer experience and claims satisfaction.

New Quotes & Policy Issuance:  (877) 931-3368
Customer Service:  (855) 712-4114
Claims:  (800) 220-1351