Are You Safe With Stillwater Homeowners Insurance?
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July 6, 2014
If you own a home and rent it to others, Stillwater Insurance Group offers a Landlords Insurance Plan also known as a Tenant Occupied Dwelling Fire Policy. It is essential to assure that the correct insurance form is in place for your rental home; don’t be surprised in the unfortunate event of a claim with the wrong insurance policy.
Homeowners Insurance policies have an Occupancy Clause which simply defines a Homeowners Insurance Policy as the Primary residence of the titled owner of the home. If the homeowner moves out and decides to rent out the home, a homeowners policy would become null and void due to the form definition.
Whether you are property investor with many rental homes or a first-time landlord with a single rental, it is essential to get the protection you need and deserve. Loss of Rental Income and Premises Liability Coverage are items that are usually found on a rental property insurance policy.
A Dwelling Fire Policy or a Landlord Protection Package is necessary to provide coverage for the rental home and liability coverage for the premises.
Stillwater Insurance provides an online format to obtain a free quote and buy home insurance online in multiple States; whether you need to buy homeowners insurance, landlords insurance, condo owners insurance or simply a renters policy.
This is an opportunity for home owners to use a self service system to obtain a free quote and review available options without the pressure of time when speaking to a representative. If you are not sure which form of insurance is necessary, the self service system asks a short series of questions guiding you to the correct form before beginning to calculate the quote.
