Fidelity National Property & Casualty

Today, lawsuits are filed all the time…often against people like you. It can happen in the blink of an eye. A slip and fall, an unexpected collision and you could find yourself at extreme financial risk. Juries are awarding larger amounts of money than ever. If you own a home, auto or watercraft your standard liability insurance may fall far short of the protection you need.

Umbrella Policies:┬áThis is coverage that goes above and beyond. Homeowners, auto and watercraft policies have a limit on liability insurance. If you’re the cause of an unfortunate accident, do you have enough liability insurance from your current policies to cover the potentially astronomical costs? Since no one can predict how much a judge or jury may award the injured parties, umbrella insurance is necessary protection for every policyholder.

With a Fidelity umbrella policy you can add an additional $1-5 million in liability protection for very little extra. This protection is designed to “kick-in” when the liability on other current policies has been exhausted. For example, if your auto policy has a $250,000 limit of liability, the Fidelity Umbrella will provide coverage above that, up to the Umbrella policy limit.

What is Liability Insurance?

Liability insurance is the portion of a homeowners or auto policy that pays for expenses such as the injured person’s medical bills, rehabilitative therapy and lost wages due to the negligence of the at-fault person. The liability coverage also provides a legal defense if you get sued. After adding up all of the medical expenses for the injured and the legal fees, the standard liability in your homeowners or auto policy is often not enough.

How Can Lack of Protection Affect You?

Almost every state has automobile financial responsibility laws that make drivers accountable for bodily injury and property damage resulting from car accidents. In major accidents the responsibly party could be sued for the damage. And if you can’t pay or you’re not adequately insured, your personal assets can be seized. Similar laws are also in force for home and watercraft owners.

Make Sure You Are Covered

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Protect More, Save More!

  • Home
  • Auto
  • Flood
  • Fire
  • Rental
  • Condo
  • Umbrella
  • RVs
  • Boat
  • Earthquake and more
Workers Compensation
10727 White Oak Avenue
Suite 115
Granada Hills, CA 91344
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Phone: 877-931-3368
Fax: 818-831-1268
License #: 0746116

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