• Trampolines and Insurance

    Trampolines and Homeowners Insurance – Hazard!

    Insurance companies will not insure homes where a trampoline is present! (Trampolines are a Hazard and a Great Liability Risk) Trampolines are not a welcome site when a Homeowners Inspector shows for the site inspection; inspectors are instructed to report the presence of a trampoline. It is commonplace for a homeowner to offer to pay […]

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    03/02/2015
  • Secondary Homes – Vacation Homes – California Program Update

    Secondary Home Insurance!!!  Now Permitted on a Standalone Basis!             Until now, Insurance Companies would require a homeowner to insure the primary home with said carrier before considering accepting the risk of a secondary home.   It is true that a secondary home presents greater risk and it would be prudent for […]

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  • Homeowners Insurance Discounts

    Money Saving Tips for Homeowners Insurance

    Amongst so many ways to discount and credit your homeowners insurance policy, mortgage companies require your house (collateral) to be insured.  You deserve every available discount but must take a little time to assure that you are receiving all the credits available for the particular insurance company that you select.  The following are some tips […]

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    02/24/2015
  • New Jersey

    New Jersey Homeowners Insurance Updates

          New Jersey Homeowners Insurance Revisions are as follows: Newer Home Discount – Utilities Rating Plan – have been increased and expanded to include homes up to 39 years old. Age of Insured Credit – a new discount introduced for all policy types that is based on age of the insured. Marital Status […]

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    02/23/2015
  • Vicious Dog

    Prohibited Dog Breeds – Animal Liability – Homeowners Insurance

    America’s favorite pet – we all love our dogs but our insurance companies carrying our homeowners insurance may not.  In fact the breed of your dog may determine whether or not you will be able to obtain preferred insurance coverage for your home. Insurance carriers are in the business of evaluating risk and publishing underwriting […]

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    02/19/2015
  • Burglary Prevention - Insurance

    11 Things Burglars Don’t Want You To Know

    Of course I look familiar. I was here just last week cleaning your carpets, painting your shutters, or delivering your new refrigerator. Yes, I really do look for newspapers piled up on the driveway. And I might leave a pizza flyer in your front door to see how long it takes you to remove it. […]

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    02/11/2015
  • Free Condo Insurance Quotes

    Your Condominium Insurance – What Is Walls-In Coverage?

    Free Condo Insurance Quotes Online In Less Than 3 Minutes Condo Insurance is also known as Townhome Insurance, Walls-In Coverage and Form HO6.  Since Condominium Buildings, Attached Townhomes and Co-Ops alike are constructed around community style living, the Homeowners Association (HOA) carries a Commercial Package Insurance Policy covering the Common Building Structure(s), Common Areas and […]

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    02/10/2015
  • Home Insurance Tax

    Is Homeowners Insurance Tax Deductible?

                Property owners have many tax benefits; however, homeowners insurance isn’t one of them in most cases! Unless your home includes rental property, you may not be able to deduct the cost of your home insurance for the purpose of tax reporting.   If you own Rental Property, the Internal Revenue […]

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    02/07/2015
  • Animals Sense Earthquakes

    Earthquake IQ for Homeowners

    MYTH:  California will eventually drift into the ocean. FACT:    It is not possible for California to end up in the ocean; however, gradual movement of the San Andreas fault system has very gradually been sliding Los Angeles and San Francisco closer together! This is nothing for us to worry about!  The actually joining of Los […]

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    01/22/2015
  • Discount Escrow Services

    50% Off Next Escrow Transaction

    An exciting opportunity has been extended to all our clients and real estate partners;  Westside Escrow Corporation has extended an offer of discounted escrow services which may be utilized up to the expiration date of 28 February 2015. Success in real estate often requires the support and the referrals from fellow associates and peers. Westside […]

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