• Risk Assessment - Home Insurance

    Do you have Gaps in your Home Insurance? Do you review your Coverage?

    By Haig Artan  @HDAinsurance 18 December, 2013 Think twice next time you are shopping to replace your quality home insurance contract seeking a cheap alternative which seems to cover you just the same!!!  The reality is that a consumer will shop around for about a half dozen quotes and pick the cheapest premium in a […]

    Read More
    12/18/2013
  • Affordable Care Act

    Understanding ObamaCare – Health Insurance

    Effective 01 January 2014,  Health Insurance Companies will only be able to deny coverage for non payment of premium!  The Affordable Care Act also known as ObamaCare has made drastic changes to the way our industry operates and underwrites risk.   We will no longer be able to pick and choose clients; if clients cannot afford […]

    Read More
    12/16/2013
  • Insurance Company - CA, AZ, NV

    Do you need Rental Property Insurance?

    Why do you need rental property insurance? Can you afford to rebuild your rental property or lose your rental income?  If not,  you should buy Rental Property Insurance.   Rental Property Insurance is known as a Form DP-3 or Landlords Protection Policy.   Rental homes are not covered by Homeowners Insurance policies;  in the event of a claim,  […]

    Read More
    12/12/2013
  • Insurance Company - CA, AZ, NV

    4 ways to deal with aggressive drivers

    Ever been on the highway and had another vehicle come up on your tail quickly and follow too closely? Maybe they honk or make an obscene gesture at you and try to pass you on the right-hand side. Those are all signs of aggressive driving and they can be both unnerving and dangerous. Here are […]

    Read More
    12/05/2013
  • Insurance Company - CA, AZ, NV

    Decorating Smaller Spaces

    Use mirrors. This is to reflect light and create more depth. It really works. Hang mirrors opposite your windows. Hang groups of mirrors as you would groups of pictures. If you have a studio apartment, don’t be afraid to paint different areas of the room different colours. Use screens, hanging fabric, even detached hanging windows […]

    Read More
    12/02/2013
  • Insurance Company - CA, AZ, NV

    Winterizing Your Home

    Check for leaks: Replace worn weather stripping and caulking…. Replace old windows with energy efficient ones or install plastic window seals…. Draft stoppers can be attached to doors. Hire a contractor to perform a blower test to locate air leaks…. Install foam gaskets behind wall switch plates…. Close the damper on your fireplace when not in […]

    Read More
  • Insurance Company - CA, AZ, NV

    Evade the Flu Bug!

    The only way to avoid the flu is to get vaccinated. National Influenza Vaccination Week occurs December 8 – 14 and is a national observance that was established to highlight the importance of getting an influenza vaccination. The ideal time for people to get their flu shot is early Fall. To help people learn about these […]

    Read More
    11/25/2013
  • Insurance Company - CA, AZ, NV

    HMO vs PPO – Health Insurance

    In the approach of making Health Insurance choices,  it is crucial to understand the difference between HMO and PPO plans. HMOs usually offer lower premium and lower out-of-pocket expenses, but allow limited access to care outside the network PPOs offer more flexibility in providing access in and out-of-network, but tend to have higher priced premium and […]

    Read More
  • Insurance Company - CA, AZ, NV

    Purchase 2014 Health Insurance Online Today

    Online application available starting today!    This means you can get a quote and submit your application online.   View your coverage options, compare plans and select the plan you’d like to apply for!  The whole process is easy, efficient and completely authorized online; should you need assistance, our staff will help you complete the process.

    Read More
    11/19/2013
  • Thanksgiving

    Happy Thanksgiving from HDA Insurance Brokerage

    Your friends at HDA Insurance Brokerage wish you a safe and wonderful Thanksgiving! As the busy and festive season draws nearer, please note our offices will be closed the following dates:  November 27-28, December 24-25 and January 1.  Wishing you happiness, peace and safe travels!

    Read More
    11/12/2013